Managing finances and budgeting expenses can be a rigorous and time-consuming task, requiring patience and extreme cautiousness. In our busy everyday life, devoting time to our finances, the way it demands, can be quite challenging. So, to make things easy and less stressful, several personal finance applications have made their way into the market. A personal finance app is an app that is dedicated to ensuring that your finances are in order at all times. It keeps a track of your earning, budgeting, and spending information, which you can easily access and understand. This allows you to work towards improving your financial health in a less stressful manner.
What are the Benefits of a Personal Finance App?
A finance app uses several features that help simplify the necessary and critical financial tasks. Here are some of the ways in which a finance app benefits you.
An interface that is easy to operate helps you manage your finances better. You can access all relevant information in a transparent and accurate way which makes managing your assets and cash flow, filing returns, and more, simple and effortless.
Efficient Organization of All Financial Information
Having all your finances accounted for and organized, makes it very easy to monitor your income and spends. A finance app helps ensure financial efficacy by organizing all your financial information efficiently.
Better Financial Accounting
Accounting is the most sought-after feature when it comes to a personal finance app. This is because it offers you a complete account of your fixed assets, details of all payable and receivable accounts, etc. It also makes budgeting hassle-free and effortless.
Access to Details for Making Informed Financial Decisions
As financial decisions involve a certain degree of risk, making one can be a difficult and stressful task. However, equipped with a finance app, you can be better aware of your finances and past errors, and can make financial decisions more confidently, without unnecessary stress.
Ease of Meeting Financial Goals Effortlessly
A finance app allows you to be aware of the steps taken and the progress made towards your financial goals. You can then modify your financial decisions accordingly to achieve your financial goals in time.
If you are looking to make life easier with a Finance app, the Finserv MARKETS app is a great place to get your finances in order.
Benefits of Finserv MARKETS App to Manage Your Finances
The Finserv MARKETS app is a one-stop platform to stay on top of your finances.
- It is easy to use and understand.
- You can access products from trusted names such as Bajaj Finance, Bajaj Housing Finance, Bajaj Allianz Life Insurance and Bajaj Allianz General Insurance.
- Using a single key account, you can avail customized offers, access your online shopping cart and order history, raise service requests, and do so much more.
- You get app-exclusive B-Coins and exclusive rewards for transacting using the Bajaj Finance App, such as Digital Goldback, Life & Accident Cover, CIBIL Report, etc.
- The app comes with a MARKETS Pay feature, which is a UPI, that allows you to make safe and secure, instant money transfers and utility bill payments using BBPS.
- You can apply for a Bajaj Finserv EMI Card which comes with a pre-approved loan and can be used online and in over 84,200+ partner stores across 1300 cities.
- You can apply for credit cards from popular banks such as Axis Bank, RBL Bank, SBI, Citibank, etc., on the finance app
- You can get exclusive cashback, discounts, and offers on the Finserv MARKETS App that can be used on the EMI Store, which also has other benefits such as no cost EMI, zero down-payment option, and same-day delivery on a range of products.
- You can get quick approval and fast disbursal of loans from Bajaj Finance, using the app, by providing minimal documentation, while enjoying transparent pricing and great personalized offers.
- You can quickly and safely avail insurance that offers extensive coverage, at affordable premiums, with easy claim settlement options, using the Finserv MARKETS app.
- You can choose from a range of investment options on the app ranging from ULIPs to Fixed Deposits to Mutual Funds to NPS, and so on.
- The app gives you a detailed CIBIL credit report with information about your financial strengths and weaknesses as well as ways to grow and protect your money.
- The app also has a dedicated customer service chatbot – YARA, that answers your financial queries patiently.
A finance app benefits you by leveraging technology through innovative tools to ensure better management of your finances. So, whether you are looking to budget, grow or protect your money, a finance app can help you be better cognizant of your financial health and achieve your financial goals effortlessly.